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In this down economy, we are all looking for the best bang for our buck.  Money is tight for most of us, but who wants to give up shopping.  By finding the best bargains out there, we can have our cake and eat it too.  We should all know the 411 on how to save money with coupons, clearances and seasonal discounts, but don’t forget about the outlet malls.

For a quick, healthy, and easy breakfast or snack, either at work or at home, nothing beats those little packets of flavored instant oatmeal. But the high sugar content, artificial ingredients and cost sometimes turn me off to buying them. Instant oatmeal is pretty quick and easy to make yourself. And you can save a significant amount of money by making it yourself.

The Hat is a simple but handy little utility that offers a fun and easy way to automatically determine a random order from a list of any amount of names. You can even use it to pick individual names for raffle and sweepstakes winners, etc. or pick pairs of names for deciding random partnerships, complete with cool animation and sound effects.

Today I had to call my TV/Cable company…not one of my favorite things to do.  It turns out that they’ve been charging me monthly for equipment that I returned 6 months ago.  I know, I know!  I should have been carefully looking over my bill every month, but the days are long and we are all in a hurry.  Some months, I just want to be sure they are paid on time.  I want to pass on some lessons-learned.