Here’s a simple, painless way to save a bit of money. When you write a check for a payment, make sure you write the real amount on the check, Then, in your checkbook register, round the figure up. For example, if you write the check for $8.69, enter it in your checkbook as $9.00. This will “add” 31 cents that you won’t see.

When you deposit money into your account, round the figure down. If you’re depositing $34, then enter it as $30. This add $4.00 that you won’t see.

Of course, the extra amounts will actually be in your bank, but because you didn’t write it down, you don’t spend it. You will never, see or feel the lack of these small amounts but over time, it adds up to big savings.

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