Scheduling your weekly chores doesn’t work for everyone. I got into the habit while working outside the home and found that it worked well for me. It was the only way I was able to stay on top of all my weekly responsibilities. It kept me structured and organized. Of course my favorite part was checking things off my list as I completed them. My one regret is that I never learned to delegate! I always thought I could do a better job and much more quickly than anyone else. What was I thinking! Don’t make that mistake—it’s not too late to start delegating.

Our homes are in constant need of repair. The maintenance increases with the age of the home. Most of us make those repairs ourselves to save money. Hiring a handyman can be expensive. With the right tools we can do it ourselves. Keep the following tools in your arsenal.

Consider the following tips when shopping for groceries:

• Shop with a well planned list.

• Eat before you leave for the grocery store which prevents impulse buys.

• Carry a small calculator with you to figure unit prices. Bigger is not always better—it may not be the best price.

• Check the dates on perishable foods. They usually place the freshest towards the back of the case.

• Before taking the first item from the shelf, check behind for lower prices and newer expiration dates.

• Reweigh produce and meat that have been pre-packaged. You may find a discrepancy in weight that will affect the price. Request that it be remarked with the correct weight and price.