You don’t have to spend money to give a thoughtful gift.  Give the gift of your time. Think about how important your time would be to a loved one.   What do you do well?  Offer your services to a loved one that is in need or too busy.  Walk the dog, wash the car, clean up the yard or prepare a meal.  Offer to teach someone to knit or sew.

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Make your own gift coupons or cards offering your gift of time.  If you need a little help, you will find templates and ideas online.  It is sure to be a gift that is remembered and appreciated.

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